PL - New Jersey Realtor and Life Insurance Producer News and Market Updates Eugene Jaworski — NJ Realtor & Life Insurance | Garden State Agent
Eugene Jaworski — Garden State Agent | Real Estate & Life Insurance NJ

Protecting Your Family, Securing Your Future.

One trusted local agent for two of life's biggest decisions — buying or selling your New Jersey home, and protecting your family's income and retirement.

NJ Licensed Agent
2 Services In One
Families Helped
0 Cost Consultation
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🏅
NJ Licensed Real Estate Agent
📋
NJ Licensed Life Insurance Producer
Affiliated with:
PFA
National Life Group
Realmart Realty
What I Do

Two Powerful Ways
I Serve Your Family

Whether you're searching for your dream home or building a financial safety net, I'm your one call in New Jersey.

Why Work With Me

Local Roots,
National Backing.

I'm a New Jersey-based financial professional who combines real estate expertise with life insurance planning — so your family gets comprehensive guidance from one trusted advisor.

Backed by Premier Financial Alliance (PFA), National Life Group, and Realmart Realty, I bring the tools of national organizations with the heart of a neighbor who knows your streets.

EJ
Eugeniusz "Eugene" Jaworski
NJ Licensed REALTOR® · Life Insurance Producer · #realtoreugene
📍 27 Bleeker St, Millburn NJ 07041 · yourgardenstateagent.com
🏠
Real Estate First

Your largest asset deserves the best representation. I fight for your interests every step of the transaction.

🛡️
Living Benefits

Life insurance you don't have to die to use. Access benefits during illness, injury, or critical events.

👨‍👩‍👧
Family Focus

Every plan is built around your family's specific goals, timeline, and financial situation.

📊
One Advisor

Simplify your life. One call handles your real estate and insurance needs — no hand-offs, no confusion.

How It Works

Simple Steps to
Your Goal

1
Free Consultation

We discuss your goals, timeline, budget, and preferred New Jersey neighborhoods.

2
Search & Strategy

I curate listings, schedule tours, and analyze the market to build your competitive edge.

3
Offer & Negotiate

I craft a strong offer and negotiate every detail to protect your interests and budget.

4
Close & Move In

I coordinate inspections, title, and closing so your transition is smooth and stress-free.

1
Needs Analysis

We review your income, debts, dependents, and retirement goals to find the right coverage level.

2
Plan Design

I build a custom plan using PFA and NLG products — IUL, term, or annuity — tailored to your family.

3
Application

I walk you through the application process, handle paperwork, and keep things moving quickly.

4
Protected & Growing

Your policy is in force. We review annually to ensure coverage grows with your family's needs.

Client Stories

Families We've
Served in New Jersey

★★★★★
REAL ESTATE
"

I was terrified as a first-time buyer. My agent made the entire process feel manageable. We closed in 45 days and I love my new home in Bergen County.

MR
Maria R.
First-Time Buyer · Bergen County, NJ
★★★★★
INSURANCE
"

I never understood life insurance until this meeting. The living benefits concept changed how I think about protecting my family. We're fully covered now.

DL
David L.
IUL Policy · Essex County, NJ
★★★★★
REAL ESTATE
"

Sold our Passaic home in under two weeks above asking price. The marketing strategy was sharp, the communication was constant, and the result was incredible.

TC
The Castellano Family
Home Seller · Passaic County, NJ
★★★★★
INSURANCE
"

My husband was skeptical about life insurance. After one conversation with our agent, he was on board. The retirement income strategy alone was worth the meeting.

KJ
Kim & James T.
Retirement Planning · Union County, NJ
★★★★★
REAL ESTATE
"

As a relocating buyer from New York, I needed someone who knew NJ deeply. I got exactly that — neighborhood insights, school comparisons, commute times. All of it.

AN
Amira N.
Relocation Buyer · Morris County, NJ
★★★★★
INSURANCE
"

Got an IUL for myself and my wife and term coverage for our mortgage. The whole package was set up in one meeting and priced exactly within our budget. Incredible service.

RB
Roberto B.
IUL + Term · Hudson County, NJ
Ready to Get Started?

Your Next Chapter
Starts With One Call.

Whether it's finding the right home in New Jersey or building a financial plan your family can count on — I'm ready. No pressure, no obligation. Just a real conversation.

📞 +1 (973) 524-7690
✉️ eugene@yourgardenstateagent.com
📍 27 Bleeker St, Millburn NJ 07041