This page contains all required legal disclosures, privacy policies, licensing information, and compliance notices for Astel United LLC and Eugeniusz "Eugene" Jaworski operating as Your Garden State Agent.
Company: Astel United LLC
Agent: Eugeniusz "Eugene" Jaworski
Website: yourgardenstateagent.com
Address: 27 Bleeker St, Millburn, New Jersey 07041
Phone: +1 (973) 524-7690
Office: 888-362-6543 ext 1114
Email: jaworski.eugene@gmail.com
All information on this website is provided for general informational purposes only and does not constitute legal, financial, tax, or real estate advice. Astel United LLC and Eugeniusz Jaworski make no representations or warranties regarding the accuracy, completeness, or suitability of any information on this site for any particular purpose.
This website may include links to or content from third-party websites including Keeping Current Matters (KCM), Listings-To-Leads, SearchAllProperties.com, and other partners. We are not responsible for the content, privacy practices, or accuracy of information on third-party websites.
Astel United LLC and Eugeniusz Jaworski are committed to the principles of the Fair Housing Act and the Equal Opportunity Act. We do not discriminate on the basis of race, color, national origin, religion, sex, familial status, disability, or any other protected class.
Effective Date: June 23, 2026
Astel United LLC ("we," "us," "our") is committed to protecting your personal information. This Privacy Policy describes how we collect, use, and safeguard information you provide when visiting yourgardenstateagent.com.
We do not collect payment card information directly. We do not sell, rent, or trade your personal information to third parties for marketing purposes.
We may share your information with:
This website may use cookies and similar tracking technologies to analyze site usage and improve user experience. You may disable cookies in your browser settings; however, some features of this site may not function properly without them. We may use Google Analytics or similar services to understand website traffic. These services have their own privacy policies.
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable law. Real estate transaction records are maintained per New Jersey Real Estate Commission requirements (minimum 6 years). Insurance records are maintained per state insurance department requirements.
New Jersey residents have rights under the New Jersey Privacy Act, including the right to know what personal information we collect, the right to correct inaccuracies, and the right to request deletion of your personal information (subject to legal retention requirements). To exercise these rights, contact us at jaworski.eugene@gmail.com.
This website is not directed at children under 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.
We may update this Privacy Policy periodically. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of this website after changes constitutes acceptance of the updated policy.
Eugeniusz "Eugene" Jaworski is a licensed real estate salesperson in the State of New Jersey.
To verify a New Jersey real estate license, visit the NJ Division of Consumer Affairs — Real Estate Commission.
Eugeniusz "Eugene" Jaworski is a licensed life insurance producer in the State of New Jersey.
To verify a New Jersey insurance license, visit the NJ Department of Banking and Insurance.
Under New Jersey law, real estate agents are required to disclose the nature of their agency relationship with clients. Eugene Jaworski may act as:
The specific agency relationship will be disclosed and agreed upon in writing at the commencement of our professional relationship, as required by N.J.A.C. 11:5-6.4.
Information provided through this website regarding property listings is believed to be accurate but is not guaranteed. All listings are subject to prior sale, change, or withdrawal without notice. Square footage, lot size, taxes, and other information are provided as estimates only. Buyers are encouraged to independently verify all information.
Realmart Realty may have business relationships with mortgage lenders, title companies, home inspection services, and other real estate service providers. Eugene Jaworski may refer clients to these providers. You are under no obligation to use any referred service provider. You are free to shop for these services and select providers of your choice.
Real estate agent compensation is negotiable and not fixed by law. Compensation arrangements will be disclosed in the listing agreement or buyer representation agreement, as applicable. Seller-paid buyer agent compensation, if any, will be disclosed in the MLS listing.
"Living Life by Design" Indexed Universal Life (IUL), form series 20608(0119)/ICC19-20608(0119) and all associated riders, is underwritten by Life Insurance Company of the Southwest.
An Indexed Universal Life Insurance policy is not a securities product and does not directly participate in any stock or equity investments. Interest credits are based on the performance of an external index, subject to caps, floors, and participation rates set by the carrier. Past index performance does not guarantee future results.
Term life insurance provides coverage for a specified period. At the end of the term, coverage expires unless the policy is renewed or converted. Premiums may increase upon renewal. Optional riders are available that allow access to a portion of the death benefit during qualifying health events, subject to terms and conditions.
A Fixed Indexed Annuity (FIA) is an insurance product, not a securities investment. It offers potential for interest credits linked to an external index with protection against market loss. Surrender charges may apply during the surrender period. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Riders are supplemental benefits that can be added to a life insurance policy. Riders are optional, may require additional premium, and may not be available in all states or on all products. Rider benefits may reduce the policy's death benefit or cash value.
Insurance products should only be purchased if they meet your personal financial goals and insurance needs. Eugene Jaworski will conduct a needs analysis and provide a suitability review prior to recommending any product. You are never required to purchase any specific product.
Premier Financial Alliance (PFA) offers an independent associate opportunity in addition to insurance products. If you are interested in the business opportunity, please note: PFA is not a franchise. The one-time technology fee collected upon sign-up is fully refundable within the first 10 days. Associates cannot earn compensation without first obtaining the proper state insurance license and being appointed with an insurance carrier. A product must be sold for a commission to be earned.
By accessing and using yourgardenstateagent.com, you agree to be bound by these Terms of Use. If you do not agree, please do not use this website.
This website is provided for informational purposes related to real estate and life insurance services offered by Astel United LLC and Eugeniusz Jaworski. You may use this site to learn about our services, view property information, access free educational resources, and contact us.
All content on this website, including text, images, logos, and design elements, is the property of Astel United LLC or its licensors and is protected by applicable copyright and trademark laws. The Realmart Realty name and logo are the property of Realmart Realty. The PFA name and materials are the property of Premier Financial Alliance. The NLG name and materials are the property of National Life Group.
To the fullest extent permitted by law, Astel United LLC and Eugeniusz Jaworski shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or any information contained herein.
These Terms of Use are governed by the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of the State of New Jersey.
Eugeniusz Jaworski and Astel United LLC operate in affiliation with the following organizations:
PFA is a leading distributor of life insurance and financial products, partnered with National Life Group. For over 30 years, PFA has provided individuals with the opportunity to build their own business while helping families protect their financial futures. Visit pfasuccess.com.
National Life Group is the trade name of National Life Insurance Company (Montpelier, VT, chartered 1848) and its affiliates including Life Insurance Company of the Southwest. Products offered through this website are underwritten by Life Insurance Company of the Southwest, a member company of National Life Group. Visit nationallife.com.
Realmart Realty is an award-winning New Jersey real estate brokerage — NJAR Platinum Broker Award recipient 2010–2024, A+ Rated by the BBB, with over $3 billion in New Jersey real estate transactions. Eugene Jaworski is a licensed salesperson affiliated with Realmart Realty. Visit realmartrealty.com.
Questions about these policies? Contact us directly.
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